Does ADCB Hayyak support Open Banking like Emirates NBD?

Yes. ADCB joined the UAE Central Bank's Open Finance Regulation programme alongside the other major UAE banks. HIBR ERP is registered as a Third Party Provider and connects via the bank's certified Open Banking API for read access and consented payment initiation.

Can I submit WPS payroll via the Hayyak integration?

Yes. HIBR generates the WPS SIF file in MOHRE-compliant format, pushes it to ADCB Hayyak's payroll endpoint, and you approve once in the ADCB mobile app or business portal. The full payroll run typically completes in under 5 minutes from end of cut-off to bank-side approval.

Is the connection secure?

Yes. The connection is OAuth 2.0 with bank-side consent under the UAE Open Finance Regulation. HIBR never sees or stores your ADCB credentials. Each payment batch requires explicit re-confirmation on a registered device, satisfying SCA requirements derived from Federal Decree-Law 14/2018 on payment systems.

ADCB Hayyak Integration — HIBR ERP UAE Banking

ADCB Hayyak is Abu Dhabi Commercial Bank's flagship banking programme for UAE small and medium businesses. It bundles business current accounts, debit and credit cards, instant trade licence verification, and WPS-ready payroll into a single SME proposition, and it has become especially popular with Abu Dhabi-licensed companies and free-zone entities banking on the mainland. Following the UAE Central Bank's Open Finance Regulation issued in 2024 — sitting under Federal Decree-Law 14/2018 on the settlement of payment systems and electronic payment services — ADCB exposes a certified Open Banking API for accredited Third Party Providers. HIBR ERP is registered as a TPP and connects to ADCB Hayyak natively: live balances, posted and pending transactions, WPS payroll initiation, and supplier payment batches — all consented on the bank side, no credentials stored anywhere in HIBR.

What this integration does

Live balance and posted-transaction sync. All your ADCB Hayyak accounts (AED current, USD current, fixed deposit summaries) refresh inside HIBR every few minutes. Pending transactions stream separately so reconciliation never double-counts.
WPS SIF generation and submission. HIBR builds the SIF file in the format required by MOHRE, attaches it to your ADCB Hayyak payroll mandate, and pushes via the Open Banking payment-initiation endpoint. Approver signs once in the ADCB app.
Supplier payout batches. Pay 25 vendors in one batch — HIBR builds it from unpaid bills, you authorise on the ADCB app, the payments execute, and HIBR reconciles each leg back to the bill.
Hayyak credit card sync. If you use an ADCB Hayyak business credit card for spend, HIBR pulls daily card transactions, suggests expense categories, and matches receipts uploaded via mobile or WhatsApp.
FX rate visibility. ADCB's daily indicative rates stream into HIBR for accurate revaluation of USD balances at period close.
Audit-ready statements. Month-end statement PDFs are auto-archived alongside the reconciled period, useful for FTA audits under Federal Decree-Law 28/2022 on tax procedures.

Setup in 12 minutes

HIBR ERP → Settings → Banks → Add bank → ADCB Hayyak. HIBR redirects you to ADCB's consent screen where you choose accounts, card products, and data scopes.
Biometric approval on the ADCB app. The bank pushes a notification to your registered authoriser device. Sign once, consent is valid for up to 12 months.
Initial sync runs. HIBR pulls the last 90 days of transactions and reconciles against existing HIBR ledger entries.
Validate the WPS mandate. If you plan to push payroll, HIBR verifies your Hayyak payroll service is active and your MOHRE Employer ID matches.
Run a 1 supplier test (optional). Recommended before live payout runs — confirms the end-to-end flow.

Use cases

Abu Dhabi free-zone consultancy banking on mainland Hayyak. Bills clients via HIBR; payments land in the ADCB Hayyak AED current; HIBR auto-reconciles each receipt against the invoice without anyone exporting a CSV. Quarterly VAT 201 reconciles against the actual cash inflows for FTA reporting.

Dubai-based events company with 25 monthly suppliers. Photographers, AV vendors, hostesses — all paid weekly. HIBR builds the Friday batch from the events-ops team's approved bills, the CFO authorises in the ADCB app, and the payments execute before the office closes.

Sharjah-based retail chain running ADCB Hayyak payroll for 35 staff. Payroll calculated in HIBR with the right gratuity accrual under Federal Law 33/2021 on labour relations; SIF pushed to ADCB; approved by the GM in the ADCB app; salaries hit employee accounts the same day, reflected in HIBR before lunch.

Pricing. The ADCB Hayyak integration is available on HIBR ERP Pro (499/mo) and Enterprise. Lite supports read-only balance import via CSV. ADCB does not charge TPPs for API access; you pay only your standard banking fees, plus any WPS or local-transfer fees that apply on your Hayyak plan.

Frequently asked questions

Do I need a Hayyak-branded account, or any ADCB business account?

Any ADCB business account with Open Banking enabled works. Hayyak is the SME programme name but the technical API is the same across ADCB's business product range. Confirm Open Banking is activated by signing in to ADCB online and checking the developer-consent section.

What if the WPS submission fails (e.g., insufficient balance)?

HIBR catches the bank-side error and flags it in the Payroll Run screen with the original reason. You fund the account, retry the submission, and HIBR re-pushes the same batch — no need to rebuild the SIF.

Can I run ADCB Hayyak alongside Emirates NBD?

Yes. Most HIBR ERP customers connect 2–4 banks. Daily group cash position rolls up across all connected banks. See also the Emirates NBD integration and the FAB Open Banking page.

Wire ADCB Hayyak into HIBR ERP

Live balances, WPS payroll, supplier payouts, credit card sync. UAE Open Finance Regulation compliant. Beta launches October 2026.

Join the waitlist →