HIBR ERP · Integrations · Geidea
Integration · POS & Acquiring

HIBR ERP × Geidea: GCC card payments, SoftPOS, and online gateway, auto-reconciled

By Hibr AI Editorial Updated May 2026 7 min read

Geidea is the Saudi-headquartered fintech acquirer that has spent the last three years aggressively building UAE market share, particularly in F&B, retail, and on-demand services. Regulated by SAMA in Riyadh and licensed in the UAE under the Central Bank framework derived from Federal Decree-Law 14/2018 on payment systems and electronic payment services, Geidea is one of the few acquirers a UAE merchant can use that also gives them a clean, native path into Saudi expansion under one consolidated reporting view. Its product range — countertop terminals, mobile terminals, SoftPOS (turning any NFC-enabled Android phone into a reader), and an online gateway with Apple Pay, Google Pay, and mada — is fully wired into HIBR ERP. Every card swipe, tap, online checkout, and SAMA/UAE Central Bank settlement flows into your AED ledger automatically, with cross-border consolidation for groups operating in both jurisdictions.

What this integration does

  • Geidea SoftPOS on any Android phone. Pair a driver, server, or pop-up retail handset to a HIBR POS user in 30 seconds. NFC taps are accepted on the phone, reconciled in HIBR like a normal terminal transaction.
  • Countertop and mobile terminals. Geidea's full hardware range (countertop, mobile, smart Android) pairs with HIBR POS via the standard Geidea SDK. Receipt, approval code, and acquirer reference land back on the HIBR invoice.
  • Online gateway on invoice pay-links and storefront. Send a HIBR invoice with a hosted Geidea checkout link, or use Geidea as the default UAE gateway on your HIBR-hosted storefront — Apple Pay, Google Pay, Visa, Mastercard, mada, AmEx.
  • Dual-jurisdiction reconciliation (UAE + KSA). If you run MIDs in both UAE and Saudi, HIBR ingests SAMA and UAE Central Bank settlement files separately, books each in AED or SAR respectively, and rolls them up to a single group P&L in AED.
  • Refunds and credit notes inside HIBR. One click on a HIBR invoice triggers the refund in Geidea, generates the credit note, and adjusts VAT under both UAE FTA and Saudi ZATCA rules where relevant.
  • Tokenised recurring billing. HIBR drives the schedule, Geidea's vault stores the card. Useful for subscription F&B, gym memberships, and recurring B2B retainers across the GCC.

Setup in 10 minutes

  1. Open HIBR ERP → Settings → Payments → Add gateway → Geidea. You'll need your Geidea merchant ID, API key, and the list of terminal IDs in each store. All visible in your Geidea merchant portal.
  2. Paste credentials, pick deposit accounts. One AED deposit account per UAE MID and (if applicable) one SAR account per KSA MID. HIBR mirrors each as a ledger account.
  3. Pair each terminal or SoftPOS device. Scan the QR from the HIBR POS station or the SoftPOS app. The handshake takes under a minute per device.
  4. Run a 1 AED end-to-end test. Authorise, capture, refund, and verify webhook on both UAE and KSA MIDs if you have both. About 2 minutes per MID.
  5. Map fee accounts. Choose where Geidea processing fees post per jurisdiction (default: "Card processing fees — UAE" and "Card processing fees — KSA"). Split by emirate, branch, or city as needed.
  6. Enable Geidea on the channels you want. Counter terminals, SoftPOS, invoice pay-links, storefront, recurring billing. Save and you're live.

Use cases

Dubai & Riyadh F&B group — one ledger, two jurisdictions. A 12-branch coffee group operating in Dubai, Sharjah, and Riyadh runs Geidea on every terminal. HIBR books UAE settlements in AED, KSA settlements in SAR, applies FTA VAT rules to UAE invoices and ZATCA e-invoicing rules to Riyadh invoices, and reports group margin in AED to the owner each morning.
Abu Dhabi mobile car-wash service — SoftPOS on driver phones. 14 drivers, no terminals. Each driver's Android phone runs Geidea SoftPOS paired to HIBR POS. Customers tap the driver's phone to pay; the invoice closes, the driver's daily commission accrues in HIBR, and the next day's route is dispatched automatically.
JLT boutique gym — recurring memberships with auto-dunning. Members subscribe via the HIBR storefront on a Geidea-tokenised card. Every 30 days, HIBR auto-bills via Geidea. If a card declines, HIBR's WhatsApp dunning sequence auto-triggers and gets the member to update the card in two messages.
Pricing. The Geidea integration is included free in HIBR ERP Lite (199/mo), Pro (499/mo), and Enterprise (14,990/yr). You pay Geidea's MDR directly — typically tiered by monthly volume, and negotiated separately for UAE and KSA MIDs. HIBR adds no markup and does not touch the funds flow.

Frequently asked questions

Can I migrate from another acquirer to Geidea without losing my HIBR history?

Yes. HIBR ERP keeps a chronological card-payments log per invoice independent of which acquirer was used. Switching from Telr, Magnati, or Network International to Geidea simply changes which gateway handles new charges; legacy invoices stay reconciled against the old settlement files.

Does Geidea SoftPOS satisfy PCI requirements in the UAE?

Yes. Geidea's SoftPOS is PCI MPoC-certified and operates under the UAE Central Bank framework. HIBR never stores card data — all sensitive PAN handling stays inside the Geidea SDK and Geidea cloud.

What about e-invoicing for the Saudi side of my business?

HIBR ERP supports ZATCA Phase-2 e-invoicing for Saudi-issued invoices in addition to UAE FTA PEPPOL PINT-AE for UAE-issued invoices. If your group operates in both jurisdictions, both flows happen automatically based on the invoice's issuing entity.

Wire Geidea to HIBR ERP in under 10 minutes

Free integration in every tier. One acquirer for UAE and Saudi, one consolidated ledger in HIBR. Beta launches October 2026 — join the waitlist for founding-customer pricing.

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Related: Magnati integration · Telr integration · Network International integration · WhatsApp Business integration · 2026 UAE payment gateway comparison

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